body {
background:#FFFFFF;
margin-top:0;
font-size:16px; 
font-family:Garamond,Times New Roman,arial,verdana,geneva,helvetica,sans-serif;
color:#666666;
}



hr {
color:grey;
size:100%;
}

h1 {
color:#000066;
font-size:32px;
font-weight: bold;
font-family:Garamond,Times New Roman,Times,serif,geneva,helvetica,sans-serif; 
margin-bottom:-20px
}

h2 {
color:#666666;
font-size:20px;
font-weight: bold;
font-style: normal;
font-family:Garamond,Times New Roman,Times,serif,geneva,helvetica,sans-serif;
background:transparent; line-height:100%; margin-bottom:-2
}

h3{
color:#3A206E;
font-size:18px;
font-family:Garamond,Times New Roman,Times,serif,geneva,helvetica,sans-serif;
font-weight: bold;
font-style: italic;
background:transparent; line-height:100%; margin-bottom:1
}

h4{
color:#000000;
font-size:18px;
font-weight: normal;
font-family:Garamond,Times New Roman,Times,serif,geneva,helvetica,sans-serif;
clear: none; margin-bottom:-1
}

p,td{
font-family:Garamond,Times New Roman,Times,serif,geneva,helvetica,sans-serif;

}

a:link {
color:#3A206E;
font-size:16px;
font-family:Garamond,Times New Roman,Times,serif,geneva,helvetica,sans-serif;
background:; text-decoration: none; font-weight:bold
}

a:visited {
color:#3A206E;
font-family:Garamond,Times New Roman,Times,serif,geneva,helvetica,sans-serif;
background:; text-decoration:none; font-weight:bold
}

a:hover {
color:#3A206E;
background:; text-decoration:underline
}

a:active {
color:#3A206E;
background:transparent;
}

.menu {font-family:arial,verdana,geneva,helvetica,sans-serif; color: #000000; font-size: 10px; font-weight: normal }
.menu a:link {font-family:arial,verdana,geneva,helvetica,sans-serif;color: #3A206E;font-size: 12px; font-weight: normal; text-decoration: none}
.menu a:visited {font-family:arial,verdana,geneva,helvetica,sans-serif;color: #3A206E;font-size: 12px; font-weight: normal; text-decoration: none}
.menu a:hover {color: #3A206E; text-decoration: underline }
.menu a:active  {color: #000046; }

ul { 
list-style-type: disc; 
} 

li {
margin-bottom:1
}